Many Missourians are struggling with their debts as shown by the fact that they have an average of$47,214 in household debt of which$4796 is credit card debt. Sixty-three percent of Missouri’s college students needed to borrow money to finance their educations and this past year graduated owing an average of $23,030. To make matters even worse, unemployment in the Kansas City area is 6.0% meaning that there are nearly 63,000 people out of work.
BestDebtConsolidationLoans.org analyzed the debt consolidation providers available to residents of Kansas City seeking debt relief. Its study concluded that the top three are National Debt Relief, CuraDebt and Consolidated Credit.
National Debt Relief was ranked number one for several reasons including its business ethics, customer satisfaction, customer services and financial stability.BestDebtConsolidationLoans.org found that the majority of National Debt Relief’s customers reported they were “very satisfied” with the services they received from it. National Debt Relief provides all of its prospective customers with free debt consultations so they will know what to expect from the company before signing a contract. National Debt Relief ranks very high in business ethics as it charges customers nothing until it has satisfactorily settled their debts and provided them with payment plans they approved. It also offers a money back guarantee – if a customer becomes dissatisfied for any reason, National Debt Relief will refund all of her or his money.
BestDebtConsolidationLoans.org also gave National Debt Relief high marks because it has an A rating with the Better Business Bureau and because in its seven-year history the company has helped more than 100,000 families and individuals achieve debt freedom. It does this by custom tailoring a program for each customer based on his or her financial situation. Plus, it is able to help customers resolve their debt problems without having to borrow any money.
The company ranked second by BestDebtConsolidationLoans.org is CuraDebt. It has been in business for 13 years and can help its customers with both debt settlement and debt consolidation solutions. CuraDebt’s counselors are experienced, knowledgeable and have good working relationships with all the credit card companies. It also offers customers a free debt analysis plus a savings estimate – or how much money a prospective customer might save by using the company’s services. CuraDebtcounselors will listen, understand, and make recommendations only after having developed a clear understanding of each customer’s situation.
BestDebtConsolidationLoans.org ranked Consolidated Credit as the third top debt consolidation provider in Kansas City. It is primarily a consumer credit counseling company with certified counselors available to help people find better strategies for managing their debt payments. One of the most popular of these strategies is a debt management plan. This is where the Consolidated Credit counselor analyzes the customer’s debts, income and credit score and then proposes a plan for getting him or her out of debt. If the customer accepts the plan, he or she will no longer be required to pay their creditors.Instead, he or she will send a check each month to Consolidated Creditthat will then distribute the funds to the customer’s lenders. This can be a good solution for many people as it represents a way to consolidate debts without having to borrow money.
The website www.BestDebtConsolidationLoans.org has more information on debt consolidation in general and on the companies National Debt Relief, CuraDebt and Consolidated Credit. If you are a resident of Kansas City, Mo and have been overwhelmed by your debts you should definitely go to this site.