Residents of Greensboro-High Point-Winston Salem now know the top three debt consolidation providers in their area thanks to a study done recently by the online review site BestDebtConsolidationLoans.org. It found that they are National Debt Relief, CuraDebt and Consolidated Credit.
How did BestDebtConsolidationLoans.org reach this conclusion? “We used six yardsticks in evaluating the local debt consolidation providers,” said a spokesman for BestDebtConsolidationLoans.org . “They were business ethics or how these companies treated their customers; their fees, customer service, customer satisfaction, consolidation options and financial stability. While all three of these providers scored well in these criteria, we found that National Debt Relief scored highest in almostall of them.”
National Debt Relief is a seven-year-old company that is a member of the Better Business Bureau where it has an A rating. It is also a member of the US Chamber of Commerce and the American Fair Credit Council.
“One of the things that stood out about National Debt Relief,” said the spokesman,“is how it deals with its customers. As an example of this, it charges no upfront or maintenance fees as do some other debt consolidation providers. Also, the funds sent to National Debt Relief by its customers are deposited in trust accounts that they control. Not a cent of a customer’s money can be spent without his or her approval.When and only when National Debt Relief has settled all of a customer’s debts and she or he has approved a payment plan does the company charge a fee.”
National Debt Relief’s Paul Ritz noted that, “One thing that sets us apart from other debt consolidation providers is that we don’t offer loans. We firmly believe in that old saying that you can’t borrow your way out of debt. The way we help our customers in by settling their debts with their lenders for lump sum payments. In return for these payments the lenders agree to forgive our customers’ remaining balances. We are usually able to reduce our customers’ debts by 40% to 50% using this strategy and help them become debt free in 24 to 48 months – depending on the size of their debts.”
The websites Top 10 Reviews and Best Consumer Reviews both have National Debt Relief rated #1 for debt consolidation. And it has more than 200 reviews on the site TrustPilot.
CuraDebt placed second in BestDebtConsolidationoans.org’s rankings for top debt consolidation providers in Greensboro-High Point-Winston Salem. There were several reasons why it scored as high as it did. One of the most important of them is that it offers all prospective customers a free debt analysis and savings estimate so they know going in what to expect from CuraDebt. ”We liked the fact that CuraDebt offers both debt settlement and debt consolidation options. Plus, its debt consolidation programs include debt management, non-profit debt consolidation, consumer credit counseling, and consolidation loans,” noted Smith. “CuraDebt’s customer service representatives are well trained and have excellent relationships with the credit card companies.”
BestDebtConsolidationoans.org ranked Consolidated Credit#3 for debt consolidation in Greensboro-High Point-Winston Salem. The reason it was not ranked higher is because it can offer only one debt consolidation solution – a debt management plan. BestDebtConsolidationLoans.org’s spokesman pointed out that a debt management plan could be helpful. ”These plans are best for people that are dedicated to repaying their debts,” he said. “One of their biggest benefits is that once a personen rolls in a debt management plan, it will stop all collection angry calls. Plus, it will mean just one payment a monthin place of the multiple payments that most people are required to make. However, it generally takes five years to complete one of these plans, which is probably why nearly 50% of those who start one don’t finish it.”
People in the Greensboro-High Point-Winston Salem area that are struggling with their debts should browse to the website www.BestDebtConsolidationoans.org to learn more about National Debt Relief, CuraDebt and Consolidated Credit.and what these companies could do to help with their debts.