The online reviews website BestDebtConsolidationLoans.org recent analyzed the debt consolidation providers available to residents of Salt Lake City and found that the top three are National Debt Relief, CuraDebt and Consolidated Credit.
It also found National Debt Relief is the top debt consolidation provider based on its customer service, business ethics, financial stability, customer satisfaction and fees charged.
National Debt Relief is a debt negotiation or settlement company and not a lender. It negotiates with creditors to get its customers’ outstanding balances reduced in return for lump sum payments. Once a creditor receives this payment it then forgives the rest of whatever National Debt Relief’s customer owed.
BestDebtConsolidationLoans.org gave the top ranking to National Debt Relief as it has helped thousands of families and individuals become debt free. It charges no upfront fees and, in fact, charges its customers nothing until it has settled their debts to their satisfaction and offered them payment plans which they had accepted. National Debt Relief also has a very liberal cancellation policy whereby customers can cancel out of their programs at any time without being charged a single cent. The majority of its customers have reported that they were “very satisfied” with the services they received from National Debt Relief. The company has proven to be very trustworthy in the way it handles its customers’ funds as they are automatically deposited in trust accounts that only they control.
National Debt Relief has been in business for seven years and is Better Business Bureau certified with an A rating. It has had only 13 complaints in the past three years and all of them have been closed (resolved). The company tailors its debt settlement solutions to its customers based on their financial circumstances instead of offering just a single solution such as a consolidation loan. Its fees are reasonable and the company is a member of both the U.S. Chamber of Commerce and the American Fair Credit Council.
The company ranked second best debt consolidation provider in Salt Lake City is CuraDebt. BestDebtConsolidationLoans.org gave it high marks for its customer service as it provides all its potential customers with a free debt analysis and savings estimate. CuraDebt has been in business for 13 years and has helped hundreds of customers with credit card debts, tax debts, defaulted loans and student loan debts. Its customer service representatives have excellent working relationships with the credit card companies, which enables them to deliver on almost all the promises they make to their customers. CuraDebt reports that it has helped individuals and small business owners find solutions to the stress of financial challenges andachieve peace of mind. The company’s customer service representatives are trained to listen carefully to their customers to understand their circumstances and to provide them with helpful solutions – whether they involve debt settlement or debt consolidation.
Consolidated Credit was ranked third best debt consolidation provider in Salt Lake City. This company specializes in consumer credit counseling, which is where one of its counselors will work with a customer to understand his or her financial circumstances and then recommend the best debt consolidation option. In some cases, the best solution might be something as simple as making a budget. In other cases, theConsolidated Credit counselor will recommend a debt management plan. While one of these plans can be a good way for a person to get his or her debts consolidated, it is not always the best option. There are cases where a better solution to the person’s debt problems could be debt settlement or a debt consolidation loan – andConsolidated Credit is not able to offer either of these.
If you live in the greater Salt Lake City area and are having a difficult time with your debts, be sure to go to www.BestDebtConsolidationLoans.org and get more information about debt consolidation, National Debt Relief, CuraDebt and Consolidated Credit.