Many Pittsburghers are having a problem with their debts, as evidenced by the fact that the city’s households are carrying an average credit card balance of $6,971.Residents also have an average non-mortgage debt of $18,606. Plus, 70% of Pennsylvania students were required to borrow money to finance their educations and recent graduates had an average of $31,675 in student debt, which makes the state one of the worst in the nation.
The company BestDebtConsolidationLoans.org recently analyzed the debt consolidation providers available to help those Pittsburgh residents that are struggling with their debts. It concluded that the top three are National Debt Relief, CuraDebt and Consolidated Credit.
After evaluating these three companies BestDebtConsolidationLoans.org determined that National Debt Relief is the top debt consolidation provider. It’s rated #1 for debt consolidation on both Top 10 Reviews and Top Consumer Reviews. Jimmy Saver of Bestdebtcompanies.com said, “National Debt Relief is a reputable company with years of experience in the industry. They generally have high customer satisfaction, and they offer debt training along with their services. Debt education is crucial because it helps people avoid having debt problems in the future”.
In addition, National Debt Relief has consistently maintained an A rating with the Better Business Bureau. It has helped more than 100,000 individuals and families find debt relief through a combination of debt settlement and consolidation. National Debt Relief’s counselors are usually able to reduce its customers’ debts by 50% and help them become debt free in two to four years. It offers a money back guarantee that if it is unable to satisfactorily settleall of a customer’s debts and provide her or him with an acceptable payment program, it will refund everything the customer has paid it. National Debt Relief charges no upfront or maintenance fees, which is in stark contrast with other debt consolidation companies that charge one or both of these.
BestDebtConsolidationLoans.org found that National Debt Relief ranks highly in customer satisfaction as most of them have reported that they were “very satisfied” with the services they received from the company.
CuraDebt is a 13-year-old company that offers helpful and friendly customer service. It provides free consultations over the phone with its customer support representatives as well as a savings estimate – or how much a customer could expected to save on his or her debts by using the company. CuraDebt offers flexible payment schedules and will tell customersupfront what they will need to do to become debt free in 5 to 6 years.CuraDebt’s counselors are able to help with credit card debts, defaulted loans, tax debts and student loan debts. It is Better Business Bureau accredited and also has an A rating.BestDebtConsolidationLoans.org found that the company has excellent relationships with the credit card companies and is almost always able to deliver on the promises it makes its customers.
Consolidated Credit offers a combination of consumer credit counseling and debt management plans. “Credit counseling can be a good thing for many people,” noted Saver. “Sometimes all a person needs is to discuss her or his debts with an objective, third-party person. In other cases the Consolidated Credit counselor will recommend a debt management plan. While this can be a good way for people to consolidate their debts, it just doesn’t work for everyone as it can take five years to complete one of these plans and it can be very restrictive. For example people in a debt management plan are generally required to give up their credit cards and forgo taking on any new debt until they complete their plans. There are people who would just be better served by getting a debt consolidation loan or by choosing debt settlement.”
Residents of the Pittsburgh area that are struggling with their debts can get more information on National Debt Relief, CuraDebt and Consolidated Credit on the website www.BestDebtConsolidationLoans.org.