Residents of the Columbus, OH area now know the top three bad credit debt consolidation programs thanks to a study done recently by BestDebtConsolidationLoans.org.
According to the BestDebtConsolidationLoans.org study, the top debt consolidation program provider is National Debt Relief. It is a seven-year-old company that has already helped more than 100,000 individuals and families achieve freedom from their debts through a combination of debt settlement and debt consolidation.
BestDebtConsolidationLoans.org based its study on six criteria – business ethics, fees, customer service, customer satisfaction, financial stability and debt relief options. National Debt Relief ranked very high in the majority of these categories, especially for its business ethics, customer satisfaction and customer service.
As an example of its business ethics National Debt Relief charges its customers nothing unless it is able to satisfactorily settle their debts and provide them with payment plans, which they approved. There are no upfront or maintenance fees. National Debt Relief also has a very generous cancellation policy. Any time a customer becomes dissatisfied with the company he or she can cancel out of their programs and won’t be charged a cent. In addition, the company offers a money back guarantee.
National Debt Relief’s customers are clearly happy with the service they received from the company as the majority of them have reported that they were “very satisfied” with the company and its services. The company is A rated with the Better Business Bureau and is a member of the American Fair Credit Council.BestDebtConsolidationLoans.org found that National Debt Relief is very financially stable and offers a number of different debt relief options so that it is able to tailor a program specifically to each customer’s financial condition instead of offering just a one size fits all solution such as a debt consolidation loan.
The company ranked second top bad credit debt consolidation program in Columbus is CuraDebt. It has been in business for 13 years and offers both debt settlement and debt consolidation programs. Prospective customers are given a free debt analysis and savings estimate so that they know what to expect from CuraDebt before signing a contract. The company’s customer service representatives are experienced, knowledgeable and have excellent working relationships with the credit card companies. They can help CuraDebt customers not just with bad credit card debts but also with student loan debts, defaulted loans and tax debts. The company says that it has helped many small business owners and individuals find solutions to their debts and achieve peace of mind.
The analysts at BestDebtConsolidationLoans.org ranked Consolidated Credit as third best bad credit debt consolidation program in Columbus. The reason for this is that it primarily does consumer credit counseling but is also able to offer debt consolidation in the form of a debt managemeny plan. This is where one ofConsolidated Credit’s certified counselors analyzes the customer’s income, debts, budget and credit score to determine what payments the person can actually afford to make. The counselor then contacts each of the customer’s lenders to determine if it would be willing to accept that payment. If all of them agree, the customer will then no longer be required to pay them but will send one check a month to Consolidated Credit.
Residents of the Columbus Ohio area that are struggling with their debts and feeling overwhelmed should visit the website www.BestDebtConsolidationLoans.org to learn more about the bad credit debt consolidation programs offered by National Debt Relief, CuraDebt and Consolidated Credit.