The online reviews website BestDebtConsolidationLoans.org recently completed a thorough study of the debt consolidation programs available in Birmingham. The results of this study is that the best three are National Debt Relief, CuraDebt and Consolidated Credit.
BestDebtConsolidationLoans.org used six criteria in evaluating debt consolidation programs in Birmingham. They were business ethics, financial stability, customer support, services offered, customer satisfaction and fees.
BestDebtConsolidationLoans.org’s researchers gave National Debt Relief the highest possible scores in customer satisfaction, fees, business ethics and services offered. It found that the biggest majority of National Debt Relief’s customers reported that they were “very satisfied” with the services they had received. The website TrustPilot has more than 200 reviews of National Debt Relief and virtually all of them are favorable. In addition, the company ranks #1 for debt consolidation on the websites Top 10 Reviews and Top Consumer Reviews.
National Debt Relief was found byBestDebtConsolidationLoans.org to be very ethical and trustworthy in the way it treats its customers. The funds they send to it are deposited in trust accounts that they control so that no money can be spent without their approvals. National Debt Relief charges its customers nothing until it has settled their debts to their satisfaction and provided them with payment plans that they approved. Its fees are reasonable and it offers a money back guarantee that if a customer becomes dissatisfied with the company or their program for any reason National Debt Relief will return every cent that she or he has paid the company.
BestDebtConsolidationLoans.org also gave National Debt Relief high marks because it is Better Business Bureau certified with an A rating. Any complaints lodged against the company in the past three years have been “closed” or successfully resolved. National Debt Relief is a member of the American Fair Credit Council and in its seven-year history has helped more than 100,000 individuals and families achieve debt relief through a combination of debt settlement and consolidation.
“Unlike some debt consolidation companies, we don’t offer loans,” said National Debt Relief spokesman Paul Ritz. “Our philosophy is that people can’t borrow their way out of debt. We negotiate with creditors to get a reduction of our customers’ outstanding un. We get the creditors to agree to a lump sum payoff amount and they will then forgive the rest of our customers’ balances. We see this as a way for people to get out of debt in 24 to 48 months and without having to borrow any more money.”
BestDebtConsolidationLoans.org ranked CuraDebt second best provider of debt consolidation programs in Birmingham. This company has been in business for 13 years during which time it helped many businesses and individuals with debt consolidation and debt settlement solutions. Analysts at BestDebtConsolidationLoans.org were impressed by the fact that CuraDebt can help its customers with credit card debts, defaulted loans, student loan debts and even tax debts. They also gave the company a high rating as it offers all its prospective customers a free debt analysis and savings estimate.
Consolidated Credit ranked third best for debt consolidation programs. It is essentially a consumer credit counseling company with certified counselors available to help its customers develop better strategies for dealing with their debt payments. One of the most popular of these strategies is a debt management plan. This is where theConsolidated Credit counselor reviews the customer’s debts, income and budget and then develops a plan for helping him or her get out of debt. If the customer accepts the plan, their debts will be consolidated as they will then be required to make just one payment a month to Consolidated Credit, which will then distribute the money to the customer’s creditors. And in and in and in and in and in and in and
If you live in the Birmingham, Alabama area and are having a problem repaying your debts or don’t see any way to repay them within two to four years, be sure to go to the website www.BestDebtConsolidationLoans.org for more information on debt consolidation and on National Debt Relief, CuraDebt and Consolidated Credit.