BestDebtConsolidationLoans.org has concluded a study of the bad credit debt consolidation companies available to residents of Minneapolis-St. Paul.
While area residents have an average of only $4541 in credit card debt, 20% of them have debt in collections. Part of the reason for this could be the fact that there are 71,000 area residents currently unemployed. In addition, 70% of Minnesota students were required to borrow money to finance their educations, which is one of the highest percentages in the US. Minnesota students that graduated this past year owed an average of $31,497 in student debt and this is also very high especially when compared with neighboring states such as North Dakota and Wyoming.
Given these facts,BestDebtConsolidationLoans.org felt it important to determine the best bad credit debt consolidation companies in Minneapolis-St. Paul. Its conclusion is that the three best are National Debt Relief, CuraDebt and Consolidated Credit.
BestDebtConsolidationLoans.org’s Jimmy Saver said, “Of these three companies we found that the best of the best is National Debt Relief as it ranked very highly in customer satisfaction, customer service, financial stability and business ethics.”
In its seven year history National Debt Relief has helped more than 100,000 families and individuals find freedom from their debts through a combination of debt settlement and debt consolidation. The majority of its customers reported that they were “very satisfied” with the company’s services. One of the reasons for this may be the fact that National Debt Relief custom tailors its debt settlement programs to each customer’s financial situation instead of offering just a one-size-fits-all solution.
BestDebtConsolidationLoans.org also gave National Debt Relief high marks because of the way it charges its customers. “What we found is that National Debt Relief charges nothing unless it is able to settle their customers’ debts to their satisfaction,” Saver noted. “This is in stark contrast with some debt relief companies that charge high upfront or monthly maintenance fees.
National Debt Relief is rated number one in debt consolidation on the websites Top Consumer Reviews and Top 10 Reviews. The website TrustPilot has more than 200 reviews of National Debt Relief making it very easy for people to see what its customers thought of it.
BestDebtConsolidationLoans.org ranked CuraDebt as the second best bad credit debt consolidation company in Minneapolis-St. Paul. It has been in business for 13 years and offers prospective customers both a free debt analysis and savings estimate. CuraDebt’s debt counselors are able to help the company’s customers with bad credit card debts, tax debts, defaulted loans and even student loan debts. These counselors have excellent working relationships with the credit card companies and are almost always able to deliver on the promises they make their customers. CuraDebt offers both debt consolidation and debt settlement solutions and its counselors listen carefully to their customers and then use their years of experience to make the best recommendations given their unique situations.
Consolidated Credit was ranked third best bad credit debt consolidation company in Minneapolis-St. Paul. “We liked the fact that Consolidated Credit offers consumer credit counseling,” said Saver. “Sometimes all people need is to have an objective outsider go over their finances and offer suggestions for getting their debts under control. However, there are others that require more serious help such as a debt management plan.” When this is the case, the counselor will tell the customer what their monthly payment would be and how long it would take her or him to complete the plan. This gives the customer the option of eitheraccepting the plan or trying another debt consolidation solution such as debt settlement.
If you live in the Minneapolis-St. Paul area are having a tough time with your debts, you should definitely go to the website www.BestDebtConsolidationLoans.org to learn more about National Debt Relief, CuraDebt and Consolidated Credit and about bad credit debt consolidation in general.