National Debt Relief, CuraDebt and Consolidated Credit have been named the best three bad credit debt consolidation companies in Indianapolis, IN by the online review website BestDebtConsolidationLoans.org.
Being in debt can be very stressful and can negatively affect every aspect of people’s lives. This is especially true for residents of Indianapolis where, according to a study done by Forbes, it is one of the top cities for average household credit card debt. Making matters even worse is the fact that Hoosiers are carrying an average of $14,644 in non-mortgage debt and that 67% of the state’s student had to borrow money to finance their educations.
In analyzing the best three bad credit debt consolidation companies available to residents of Indianapolis BestDebtConsolidationLoans.org found that the top option is National Debt Relief.
BestDebtConsolidationLoans.org used six criteria in evaluating the debt consolidation companies in Indianapolis – business ethics, fees, customer satisfaction, customer service, financial stability and debt consolidation services offered. It found National Debt Relief to be the best,especially in business ethics, customer service and customer satisfaction.
“National Debt Relief is very fair in the way it treats its customers,” said a spokesman for BestDebtConsolidationLoans.org. “Unlike some other debt consolidation companies it charges no upfront or maintenance fees. The funds its customers send to the company are deposited in trust accounts that they control. National Debt Relief uses none of this money to settle any of their customers’ debts unless they authorize it. In addition, National Debt Relief has a money-back guarantee. If it is unable to settle all of a customer’s debts to her or his satisfaction, it will refund all their money.”
BestDebtConsolidationLoans.org also found that National Debt Relief has a very liberal cancelation policy. If its customers become unhappy with their settlement programs for any reason, they can cancel out at any time and won’t be charged a single cent.
CuraDebt was ranked by BestDebtConsolidationLoans.org as the second best bad credit debt consolidation company in Indianapolis. It ranked highly in customer service as it offers all prospective customers a free debt analysis and savings estimate. CuraDebt’s customer service people are experienced, knowledgeable and have excellent working relationships with the credit card companies.They can help customers with credit card debts and also with defaulted loans, tax debts and student loan debts.
CuraDebt is Better Business Bureau certified with an A rating and has been in business for 13 years. It reports that during this period of time it has helpedboth individuals and small business owners find peace of mind and solutions to the stress of financial challenges.
Consolidated Credit was ranked as third best bad credit debt consolidation company in Indianapolis by BestDebtConsolidationLoans.org. It provides its customers with consumer credit counseling and in some cases a debt management plan.Consolidated Credit’s counselors will evaluate a customer’s financial situation including their debts, income and budgets and then suggest the best debt consolidation option given this information. Sometimes that best consolidation option will be a debt management plan. When this is the case, the counselor will advise the customer exactly what his or her payments will be and how long it will take to complete the plan. The downside of this is that the best option might actually be debt settlement or a debt consolidation loan –and Consolidated Credit is not able to provide either of these.
Residents of the Indianapolis area that are interested in becoming debt free should go to the site www.BestDebtConsolidationLoans.org for more information on these three best bad credit debt consolidation companies and on debt consolidation in general.