The online review site BestDebtConsolidationLoans.org recently analyzed the debt consolidation providers available to residents of Tampa-St. Petersburg and concluded that the best three are National Debt Relief, CuraDebt and Consolidated Credit.
Residents of Tampa-St. Petersburg have been struggling as evidenced by the fact that the median average wage is just $15.45; the unemployment rate is currently 6.5% and credit card debt in Florida as a whole averages$4861 per borrower
In addition, 57% of Florida students are required to borrow money to finance their college educations and graduated this year owing an average of $22,673 per person in student debt.
Jimmy Saver, a spokesman of BestDebtConsolidationLoans.org said in making this announcement that. “We ranked all three of these debt consolidation providers highly but found that the best is National Debt Relief. Of the six criteria we used in evaluating those companies, National Debt Relief scored highest in all of them. We were especially impressed by the way it treats its customers. Unlike some debt consolidation companies, National Debt Relief charges no upfront fees and no maintenance fees. Its fees are very reasonable and it never charges anything until it has settled a customer’s debts satisfactorily and offered a payment plan that he or she approved. “
CuraDebt was ranked second by BestDebtConsolidationLoans.org. It has been in business for 13 years and offers its customers a variety of debt solutions including debt consolidation and debt settlement. BestDebtConsolidationLoans.org also liked the fact that CuraDebt offers prospective customers a free debt analysis and savings estimate. Its debt counselors have excellent working relationships with the credit card companies and are able help the company’s customers with defaulted loans, tax debts and student loan debts as well as with credit card debts.
While BestDebtConsolidationLoans.org gave CuraDebt high marks, it ranked National Debt Relief as best for debt consolidation because of the way it treats its customers and also because in its seven-year history, it has helped more than 100,000 families and individuals achieve debt freedom through debt settlement and consolidation.
“When customers send us money we deposit it in a trust account that they control,” said National Debt Relief spokesman Paul Ritz. “When we settle a debt, our customer then releases the funds required to pay it. In the event there is not enough money in the customer’s account to pay for all of her or his settlements, we prepare and submit a payment plan. If our customer approves the plan then, and only then, do we assess our fee.”
Consolidated Credit was ranked third best debt consolidation company for residents of Tampa-St. Petersburg by BestDebtConsolidationLoans.org. “This company can be a good alternative,” said Saver, “for people that have no idea of how to deal with their debts. When a person contacts Consolidated Credit he or she will be assigned a counselor that will analyze their debts, credit score and budget and then suggest a debt consolidation solution. For many people just discussing their financial circumstances with a Consolidated Credit counselor can be enough to help them get their debts under control. However, the best solution for other people is a debt management plan”.
If the customer chooses debt management a Consolidated Credit counselor will first determine how much he or she can pay each month on their debts and then contact their lenders to determine if they would be willing to accept these payments. If so, the Consolidated Credit customer will be put on a plan where they send a payment each month to Consolidated Credit so that in effect the customer’s debts have been consolidated. The one down side of this is that it usually takes five years to complete a debt management plan. People who would like to become debt-free faster than this might be better off choosing an option such as debt settlement.
Residents of Tampa-St. Petersburg that have bad credit or that are struggling to pay their debts should go to the website www.BestDebtConsolidationLoans.org for more information on National Debt Relief, CuraDebt and Consolidated Credit.