BestDebtConsolidationLoans.org used six criteria in evaluating debt consolidation loan companies available to residents of St. Louis. These were business ethics, fees, variety of services offered, customer service, customer satisfaction and financial stability. Given these criteria, it found that the best three debt consolidation loan companies are National Debt Relief, CuraDebt and Consolidated Credit.
“The reason we undertook this analysis,” said BestDebtConsolidationLoans.org’s Jimmy Saver, “is because of the city’s unemployment rate of 6.5%, which means there are 1,332,200 unemployed St. Louisans.In addition, total consumer debt for the city’s residents is currently $93,271,968,994 and the average Missourian owes $4796 in credit card debt. Based on these numbers we felt it was important to determine which would be the best debt consolidation loan companies for area residents.”
BestDebtConsolidationLoans.org rated National Debt Relief as the top debt consolidation loan company available to the city’s residents. It found that the company is very financially sound and offers its customers a variety of debt consolidation solutions and not just simply a debt consolidation loan. It also rated National Debt Relief highly because of its business ethics. It charges no upfront or maintenance fees and is totally results driven in that it its customers pay nothing until it has settled their debts to their satisfaction and offered them payment programs, which they approved. National Debt Relief has consistently had an A rating with the Better Business Bureau and is rated #1 in debt consolidation on the websites Top 10 Reviews and Top Consumer Reviews. Plus, there are nearly 200 reviews of the company on the website TrustPilot so it’s very easy to see how its customers felt about the services they received.
National Debt Relief has consistently been able to reduce its customers’ debts by 50% of what they owed less the company’s fees. In its seven-year history the company has helped more than 100,000 families and individuals become debt free through a combination of debt settlement and debt consolidation. And the largest percentage of its customers reported that they were “very satisfied” with the services they received from National Debt Relief.
The company ranked second best debt consolidation company in St. Louis by BestDebtConsolidationLoans.org is CuraDebt. It’s counselors are able to help the company’s customers not just with credit card debt consolidation and settlement but also with tax debts, student loan debts and defaulted loans. The company has excellent working relationships with the credit card companies and is almost always able to deliver on the promises it makes its customers. CuraDebt offers both a free debt analysis and savings estimate so that prospective customers will know what to expect from CuraDebt before signing a contract. It has been in business for 13 years and guarantees that itscounselors will provide honest, personal service and expert advice that will always puttheir customers’ interests first and foremost.
Consolidated Credit was ranked third best debt consolidation loan company in St. Louis due primarily to the fact that it offers only consumer credit counseling. “There are people that can definitely profit from consumer credit counseling. This is especially true for people that are deeply in debt and have no idea about getting it under control,” noted Saver. The way that Consolidated Credit helps is that one of its counselors will be assigned to carefully go over the customer’s finances. She or he will offer suggestions as to what the customer might do to get their debts under control. This can be something as simple as just developing a budget. In other cases, the counselor will recommend a debt management plan. While one of these plans can be a good way to consolidate debts, it generally takes five years to complete it. Plus, people in the plan are generally required to give up their credit cards and not take on any new debt during that five-year period.
If you live in the St. Louis metropolitan area and are having a tough time repaying your debts, you should definitely go to the website www.BestdebtConsolidationLoanss.org for more information on National Debt Relief, Consolidated Credit and CuraDebt.