Jimmy Saver, a spokesman for BestDebtConsolidationLoans.org reports that his company recently undertook a review of the debt consolidation loan companies in San Diego and found that the best three are National Debt Relief, CuraDebt and Consolidated Credit.
“We used six criteria in analyzing the debt consolidation loan companies available to residents of San Diego,” Saver said. “They were business ethics, fees, customer satisfaction, customer services, financial standing and debt solution options. Based on these criteria we determined that National Debt Relief would be the best option for people struggling with bad debt.”
BestDebtConsolidationLoans.org ranked CuraDebt as the second-best debt consolidation loan company in San Diego. This was due largely to the fact that it has been in business for 13 years and offers both debt settlement and debt consolidation. CuraDebt’s counselors are experienced and knowledgeable and have excellent working relationships with the credit card providers so they are able to deliver on almost all of the promises they make their customers. “We also gave CuraDebt high marks because it offers prospective customers a free debt analysis and savings estimate,” noted Saver. “This way they have a good idea of what they’re getting into and how much money they might save with CuraDebt before they are required to sign a contract.”
However, National Debt Relief was ranked higher than CuraDebt for several reasons. One of them was that it does business very ethically. It also has reasonable fees and can offer its customers a variety of debt solution options. National Debt Relief charges no upfront or maintenance fees and in fact charges nothing until it has settled all of its customers’ debts to their satisfaction.
“The funds our customers send to us are deposited into trust accounts that they control,” reported National Debt Relief’s Paul Ritz. “When we settle a debt to his or her satisfaction they then release the funds required to pay for the settlement. We take none of this money as our fee until we have settled all of their debts. If there is not enough money in a customer’s account to pay for all of the settlements we then offer her or him a payment program. These programs generally take anywhere from two to four years to complete – depending on how much debt the customer had.”
BestDebtConsolidationLoans.org also scored National Debt Relief highly because it has helped more than 100,000 individuals and families achieve freedom from their debts through debt settlement and consolidation. It also felt it was significant that National Debt Relief has consistently maintained an A rating with the Better Business Bureau. Plus, the majority of its customers have reported that they were “very satisfied” with the services that they received from the company.
BestDebtConsolidationLoans.org ranked Consolidated Credit as the third best debt consolidation loan company in San Diego. “The reason we ranked this company third,” said Saver, “is due to the fact that it only offers consumer credit counseling. However, on the plus side it does have a very useful website with a number of free tools such as a debt-to-income calculator. Plus, Consolidated Credit can help its customers with a debt management plan. While a debt management plan can result in debt consolidation, it will take much longer to complete than other options such as debt settlement.”
Residents of San Diego that are struggling to repay their debts and are looking for good help should definitely go to the website www.BestDebtConsolidationLoans.org to learn more about National Debt Relief, Consolidated Credit and CuraDebt.